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Online Shopping Safety Tips/Recomendaciones para comprar con seguridad en internet

November 20, 2012 in Goverment & Politics

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Online Shopping Safety Tips

How to protect your financial and personal information

WASHINGTON, Nov. 19, 2012 /PRNewswire-USNewswire/ — Shopping online can be easy and convenient, especially during the holiday season when stores are packed with shoppers and it’s harder to find what you want. However, scammers are always looking for ways to get your money or personal information, so it’s worth taking a few moments to learn how you can protect yourself when shopping online.

Consider these tips:

How to Avoid Scams Minimize risks by shopping at well-established online stores with a good reputation. You can often learn a lot about the store by looking at comments and feedback from other shoppers.

Also, when shopping online:

  • Use credit cardsinstead of debit cards. Credit cards offer better protection against unauthorized purchases, as you are typically only responsible for $50 worth of unauthorized purchases, if that. Debit cards generally don’t offer this level of protection.
  • Calculate the total price of your purchase. Before clicking on “buy,” make sure the price includes shipping and handling, insurance, taxes and anything else that you expect from the purchase, such as discounts or coupons.
  • Read the return policy. Returns are part of the experience of shopping online, and each store has its own return and exchange policy. Some might charge fees for restocking products or for resending merchandise. By reading the return policies you will know what to expect.
  • Avoid shopping in stores outside the United States. This can help you avoid problems if you need to return or exchange items or resolve other disputes. Online retailers in the U.S. are subject to U.S. consumer laws and therefore offer protection to the buyer.

How to Protect Your Personal Information Your personal information can be as valuable as money to a scammer. Scammers can use personal information like your credit card number or Social Security number to shop or steal your identity. To protect your personal information:

  • Shop at secure sites. When paying, make sure the website address begins with https(the “s” at the end means it’s secure). It also means the website encrypts the information it sends.
  • Be careful when sharing your personal information. Don’t provide your personal information in exchange for prizes or special offers. It might be a trick to get you to give away sensitive information. Also, avoid sharing your Social Security number and don’t send your personal information via e-mail. It’s not safe.
  • Be careful when using public Wi-Fi networks. The safest public networks are those where you have to type in a password. Even so, you should always use secure sites (with the address beginning with https) when shopping online.
  • Monitor your statements. Read your monthly statements to make sure there are no unauthorized purchases on your bank or credit cards. If you find unauthorized charges, contact your bank or financial institution as soon as possible.

USA.gov and GobiernoUSA.gov are the U.S. Government’s official web portals in English and Spanish, and part of the U.S. General Services Administration (GSA).

 CONTACT: Marie-Alice Denis, +1-202-219-0965

 

Recomendaciones para comprar con seguridad en internet

Cómo proteger su información financiera y personal

WASHINGTON, 19 de noviembre de 2012 /Comprar en internet es fácil y cómodo, sobre todo en la temporada navideña, cuando las tiendas están llenas de compradores y es más difícil encontrar lo que uno quiere. Pero los estafadores siempre están buscando formas de conseguir su dinero o su información personal, de modo que vale la pena dedicar unos minutos a aprender cómo se puede proteger cuando compra en línea.

Considere estas recomendaciones:

Cómo evitar estafas Minimice los riesgos comprando en tiendas en internet bien establecidas y con una buena reputación. A menudo puede conocer detalles de la tienda observando los comentarios de otros compradores.

Además, cuando compre en línea:

  • Use tarjetas de créditoen vez de tarjetas de débito. Las tarjetas de crédito ofrecen más protección contra compras no autorizadas, ya que generalmente usted sólo es responsable por $50 en compras no autorizadas, si acaso. Las tarjetas de débito en general no ofrecen este nivel de protección.
  • Calcule el precio total de su compra. Antes de hacer clic en “comprar”, compruebe que el precio incluye los gastos de envío y entrega, seguro, impuestos y cualquier otra cosa que espere de la compra, como descuentos o cupones.
  • Lea las normas de devolución. Las devoluciones forman parte de la experiencia de comprar en internet, y cada tienda tiene sus propias normas de devolución y cambio. Algunas pueden cobrar cargos por reponer productos o por reenviar mercancía. Al leer las normas de devolución, usted sabe lo que puede esperar.
  • Evite comprar en tiendas fuera de los Estados Unidos. Así puede evitar problemas si necesita devolver o cambiar artículos o resolver otras disputas. Los minoristas en línea en los Estados Unidos están sujetos a las leyes estadounidenses de protección del consumidor y por lo tanto le ofrecen protección al comprador.

Cómo proteger su información personal Su información personal puede ser tan valiosa para un estafador como el dinero. Los estafadores pueden usar información personal como el número de su tarjeta de crédito o el número de su Seguro Social para comprar o robarle la identidad. Para proteger su información personal:

  • Compre en sitios seguros. Al pagar, compruebe que la dirección del sitio web empieza con https(la “s” al final significa que es seguro). También significa que el sitio web codifica la información que envía.
  • Tenga cuidado al dar su información personal. No dé su información personal a cambio de premios u ofertas especiales. Podría ser un truco para que dé información confidencial. Además, evite dar su número del Seguro Social y no envíe su información personal por correo electrónico. No es seguro.
  • Tenga cuidado al usar redes de Wi-Fi públicas. Las redes públicas más seguras son aquellas en las que tiene que escribir una contraseña. Aun así, siempre debe usar sitios seguros (cuya dirección empiece con https) al comprar en internet.
  • Revise sus estados de cuenta. Lea sus estados de cuenta mensuales para verificar que no haya compras no autorizadas con la tarjeta de su banco o con sus tarjetas de crédito. Si halla cargos no autorizados, comuníquese con su banco o su institución financiera lo antes posible.

USA.gov y GobiernoUSA.gov son los portales web oficiales del Gobierno de los Estados Unidos en inglés y en español, y son parte de la Administración de Servicios Generales de los Estados Unidos (GSA).

FUENTE GobiernoUSA.gov/USA.gov

CONTACTO: Marie-Alice Denis, +1-202-219-0965

****************************************************************

 

Online Shopping Safety Tips

How to protect your financial and personal information

WASHINGTON, Nov. 19, 2012 /PRNewswire-USNewswire/ — Shopping online can be easy and convenient, especially during the holiday season when stores are packed with shoppers and it’s harder to find what you want. However, scammers are always looking for ways to get your money or personal information, so it’s worth taking a few moments to learn how you can protect yourself when shopping online.

Consider these tips:

How to Avoid Scams Minimize risks by shopping at well-established online stores with a good reputation. You can often learn a lot about the store by looking at comments and feedback from other shoppers.

Also, when shopping online:

  • Use credit cardsinstead of debit cards. Credit cards offer better protection against unauthorized purchases, as you are typically only responsible for $50 worth of unauthorized purchases, if that. Debit cards generally don’t offer this level of protection.
  • Calculate the total price of your purchase. Before clicking on “buy,” make sure the price includes shipping and handling, insurance, taxes and anything else that you expect from the purchase, such as discounts or coupons.
  • Read the return policy. Returns are part of the experience of shopping online, and each store has its own return and exchange policy. Some might charge fees for restocking products or for resending merchandise. By reading the return policies you will know what to expect.
  • Avoid shopping in stores outside the United States. This can help you avoid problems if you need to return or exchange items or resolve other disputes. Online retailers in the U.S. are subject to U.S. consumer laws and therefore offer protection to the buyer.

How to Protect Your Personal Information Your personal information can be as valuable as money to a scammer. Scammers can use personal information like your credit card number or Social Security number to shop or steal your identity. To protect your personal information:

  • Shop at secure sites. When paying, make sure the website address begins with https(the “s” at the end means it’s secure). It also means the website encrypts the information it sends.
  • Be careful when sharing your personal information. Don’t provide your personal information in exchange for prizes or special offers. It might be a trick to get you to give away sensitive information. Also, avoid sharing your Social Security number and don’t send your personal information via e-mail. It’s not safe.
  • Be careful when using public Wi-Fi networks. The safest public networks are those where you have to type in a password. Even so, you should always use secure sites (with the address beginning with https) when shopping online.
  • Monitor your statements. Read your monthly statements to make sure there are no unauthorized purchases on your bank or credit cards. If you find unauthorized charges, contact your bank or financial institution as soon as possible.

USA.gov and GobiernoUSA.gov are the U.S. Government’s official web portals in English and Spanish, and part of the U.S. General Services Administration (GSA).

 CONTACT: Marie-Alice Denis, +1-202-219-0965

PRNewswire-HISPANIC PR WIRE/

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More People Are Texting and Driving / Más Personas Manejan y Mandan Mensajes de Texto

December 30, 2011 in Goverment & Politics

Young drivers are most at risk of having an accident as a result of using a mobile phone

WASHINGTON, Dec. 19, 2011 /– Distracted driving is a dangerous and common practice —and it’s becoming an even bigger problem on the nation’s roads as more drivers are text messaging while driving.

According to the National Highway Traffic Safety Administration (NHTSA), the
percentage of drivers who text messaged or manipulated their mobile devices
while driving went up significantly, from 0.6 percent in 2009 to 0.9 percent to
2010. The latest federal figures show more than 3,000 people died in car
accidents in 2010 because of drivers who were texting, using a phone or were
distracted by something else.

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Zion Oil & Gas Inc. Partners with The National Hispanic Christian Leadership Conference in the Que Viva Israel Campaign Advocating Good Relations Between the American Hispanic Evangelical Community and Israel

November 7, 2011 in Goverment & Politics

SACRAMENTO, Calif., Nov. 1, 2011 — The National Hispanic Christian Leadership Conference (www.nhclc.org) has announced a unique ministry partnership with Zion Oil & Gas in the Que Viva Israel Campaign advocating good relations between the American Hispanic Evangelical community and Israel.

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Compromiso Retórico Sobre la Inmigración Exhorta a los Líderes a Rechazar el Lenguaje que Exacerba o Polariza el Debate Actual Sobre la Inmigración en EE.UU., en un Momento Crítico del Proceso Electoral

November 7, 2011 in Goverment & Politics, Immigration USA

Note: SPANISH VERSION ONLY
SACRAMENTO, California, 4 de noviembre de 2011

número récord de compromisos se han propuesto durante esta temporada electoral —desde compromisos a favor de la vida hasta compromisos presupuestales— orientados a cuestiones sociales y políticas fiscales.  La reforma inmigratoria continúa siendo un tema candente para debatir, especialmente entre las autoridades electas en todos los niveles,  posicionándola como un asunto primordial para un compromiso.

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